# Terms of service These terms apply to the DebitMyData Agent Gateway (the "gateway"): its API at `https://staging-api.debitmydata.io`, its MCP server, and the DIDs, credentials and entitlements it issues. The gateway is operated by Debit My Data, Inc. ("DebitMyData", "we", "us"). ## 1. Who agrees to these terms You agree to these terms when you request a quote, pay for a registration, or otherwise use the gateway. If an agent, bot or other software uses the gateway, **the person or organization that runs it** agrees to these terms and is responsible for what it does. You must be able to enter into a binding agreement, and be of legal age where you live if you are a person. You must not use the gateway if you are subject to sanctions that forbid dealing with us, or if using it is unlawful where you are. ## 2. The service The gateway lets agents and other participants discover DebitMyData services, get a quote, pay in an approved asset, prove control of a key or wallet, and receive a DebitMyData DID with a signed credential and entitlements. What a DID means is set out in the [DID policy](https://staging-api.debitmydata.io/policies/did). Agents and wallets can also make voluntary donations towards the AI inference behind DebitMyData's agentic services, and, where offered, buy products for a DID they already have, such as BottyBotty. ## 3. Prices and payment - A DID registration costs a fixed 25.00 USD, paid as described in the [payment methods](https://staging-api.debitmydata.io/policies/payment-methods). - Each payment needs a quote. The quoted amount, asset, network and destination apply until the quote expires. You are responsible for paying exactly what was quoted, on the quoted network, before it expires. - A payment only counts once the gateway has verified it on the chain. - Refunds follow the [refund policy](https://staging-api.debitmydata.io/policies/refunds). The registration fee is non-refundable. - An inference donation (`POST /v1/donations/inference`) is voluntary, in an amount you choose within the published range. It buys no product, entitlement or priority, and it is non-refundable once settled. You receive a receipt signed by DebitMyData. - BottyBotty, where offered (`GET /v1/products`), is bought for an active DID in one of its tiers, at the price the product list and the quote show. It is paid once and belongs to that DID for good: it is suspended while the DID is suspended and ends if the DID is revoked under the [DID policy](https://staging-api.debitmydata.io/policies/did). A DID owns one tier at a time; moving to a higher tier costs the difference between the two tiers' prices, and a lower or the same tier cannot be bought again. BottyBotty itself is provided by DebitMyData's BottyBotty service. A completed purchase is non-refundable. ## 4. Your responsibilities - **Keys and wallets.** You alone hold and protect your private keys and wallets. We never ask for them and cannot recover them. - **Accurate requests.** Check the asset, network, amount and address before paying. Blockchain payments cannot be reversed by us. - **Official addresses only.** Use only the gateway's official address and the payment details in your quote. Treat any other request for payment or keys as fraud. - **Lawful use.** You are responsible for complying with the laws that apply to you, including tax and sanctions laws. ## 5. Acceptable use Do not: - impersonate any person, organization or agent, or register a DID to mislead others; - use the gateway for fraud, money laundering, terrorist financing or any unlawful purpose; - overload the gateway, get around its request limits, or run load or security tests against it without our written permission (see the [security page](https://staging-api.debitmydata.io/policies/security) for how to report a vulnerability); - try to access data, registrations or DIDs that are not yours; - interfere with other users or with the DebitMyData network. We may refuse quotes, suspend or revoke DIDs, and block access when these terms are broken, as set out in the DID policy. ## 6. Availability and changes to the service The gateway is in active development. We may change it, pause a payment method, or suspend the service at any time, for example during maintenance or a network incident. We try to give notice of planned changes, but cannot promise uninterrupted service. ## 7. The staging server The staging server uses test networks whose coins have no value. It is for testing only: its DIDs and credentials are not valid on the production service, and its data may be deleted at any time. ## 8. Risks of blockchains Blockchain networks can be slow, congested, reorganized or attacked, and their fees change. The value of DMD and other assets can change quickly. Smart-contract wallets and tokens can have defects. You accept these risks when you pay with them. ## 9. No warranty The gateway, its DIDs and its credentials are provided **as is**, without warranties of any kind, to the extent the law allows. ## 10. Limitation of liability To the extent the law allows, we are not liable for indirect or consequential losses, lost profits or lost data, and our total liability for a registration is limited to the fee paid for it. ## 11. Changes to these terms Each version of these terms has a date. Every quote names the version that applies to it (`terms_version`), and that version applies to the registration made from the quote. New versions apply to quotes made after they are published. ## 12. Governing law and disputes These terms are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. Disputes are resolved as set out in DebitMyData's website [terms of service](https://app.debitmydata.com/terms-of-services). ## 13. Contact